In connection with the application and/or maintaining a credit facility with KNAD SACCO, I authorize the Sacco to carry out credit checks with or obtain my credit information. If the account goes into default, I consent to my Personal Biodata, Security offered, transaction and default details being forwarded to a lawyer for legal proceedings. I acknowledge that banking institutions and other credit grantors may use this information to assess applications for credit by name, guarantors, associated companies, and supplementary account holders for occasional debt tracing, fraud prevention purposes, and any other lawful purposes.