We’ll help you buy land for future development

  • The amount borrowed shall not exceed a maximum of Kshs 9 million, if funds are available, a higher amount can be borrowed and subject to ability to pay.
  • The repayment period shall not exceed months 84 months.
  • The loan shall attract an interest rate of 1. % per month or 12 % per month on reducing balance.
  • To qualify, the member must have been a member for at least 12 months with consistent deposits
  • A qualifying loan is considered x3 times member’s deposits.
  • A member must show proof of ability to repay the loan per the requirements
  • Collateral must be provided prior to borrowing per the collateral requirements.
  • You can TOP UP Land/plot loan if you have paid for last 12 months. Top up fee of Kshs 2% on loan balance will be charged.
  • Deposit monies used for borrowing must have been in the account for at least 3 months before they can borrow against it.
  • Must have not defaulted on any other loan.
  • A non-refundable processing fee of 1% of loan amount shall be paid in or be recovered from new loan.
  • The cost of valuation and administration fee will be catered by the member and will be deducted from the new loan.
  • A defaulter will not qualify for the loan.
If you choose to provide us with your e-mail address and/or other (indirect) personally identifiable information, we will only use such information to send you our newsletter or to respond to your inquiry.